![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
(no subject)
Aug. 30th, 2016 04:43 pm*gets (legitimate) email, subject: Important changes to your account.*
After extensive market research and surveys, [xxx] is eliminating the ATM transaction fee rebate limit of $2.50 per transaction for our [xxx] account...
Oh great, what now...
*reads rest of email*
Wait, hang on. This is better. Since when do banks make things actually better?
...oh yeah, this is my credit union, not my bank.
(Yeah. They changed their policy of refunding the fee when you use a non-credit-union ATM from $2.50 per transaction to "whatever they actually charge you", up to a limit of $12 per month. I suppose if you withdraw cash from random ATMs a lot, it is not better, but for what I expect the average user it's better. This is kinda like when they changed the requirement to get the higher interest rate on a particular account I have from x transactions per month to x total dollars per month, and also changed the tracking period from a sort of arbitrary 30 days that didn't match the calendar to an actual calendar month, so those few months a year when my paycheck was deposited "too early" because of how weekends or holidays fell were no longer too early. I was sort of puzzled reading that email, because I was like "wait, that's actually better, not worse" and was dazed for a few minutes.)
After extensive market research and surveys, [xxx] is eliminating the ATM transaction fee rebate limit of $2.50 per transaction for our [xxx] account...
Oh great, what now...
*reads rest of email*
Wait, hang on. This is better. Since when do banks make things actually better?
...oh yeah, this is my credit union, not my bank.
(Yeah. They changed their policy of refunding the fee when you use a non-credit-union ATM from $2.50 per transaction to "whatever they actually charge you", up to a limit of $12 per month. I suppose if you withdraw cash from random ATMs a lot, it is not better, but for what I expect the average user it's better. This is kinda like when they changed the requirement to get the higher interest rate on a particular account I have from x transactions per month to x total dollars per month, and also changed the tracking period from a sort of arbitrary 30 days that didn't match the calendar to an actual calendar month, so those few months a year when my paycheck was deposited "too early" because of how weekends or holidays fell were no longer too early. I was sort of puzzled reading that email, because I was like "wait, that's actually better, not worse" and was dazed for a few minutes.)